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Fees & charges
Joining fee₹499
Annual fee₹499
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards2 Reward Points per Rs.100 on all online transactions; 1 RP/Rs.100 on utility, telecom & insurance; 500 bonus RP on Rs.20,000+ monthly spend; 1% fuel surcharge waiver
Lounge access2 complimentary railway lounge visits per calendar quarter; complimentary domestic airport lounge on Rs.20,000/quarter spend
Network
CategoryEntry
Card typeRetail
Key features
- 2 Reward Points per Rs.100 on all online transactions; 1 RP/Rs.100 on utility, telecom & insurance; 500 bonus RP on Rs.20,000+ monthly spend; 1% fuel surcharge waiver
- 2 complimentary railway lounge visits per calendar quarter; complimentary domestic airport lounge on Rs.20,000/quarter spend
- Welcome vouchers worth Rs.500 on min Rs.10,000 retail spend within 60 days