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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards1% cashback on UPI transactions across Departmental Stores, Dining, Pharmacy, Grocery & Supermarkets (cap Rs.100/cycle)
Lounge accessComplimentary domestic airport lounge on Rs.20,000/quarter spend (AU default)
NetworkRuPay
CategoryEntry
Card typeRetail
Key features
- 1% cashback on UPI transactions across Departmental Stores, Dining, Pharmacy, Grocery & Supermarkets (cap Rs.100/cycle)
- Complimentary domestic airport lounge on Rs.20,000/quarter spend (AU default)