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Fees & charges
Joining fee₹1,000
Annual fee₹1,000
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
RewardsUp to 5 Reward Points per Rs.100 on Grocery, Departmental Stores & Contactless; 1 RP/Rs.100 on Insurance, Utility & Telecom; 15% off at partner merchants; monthly BOGO movie tickets; fuel surcharge waiver
Lounge access8 complimentary domestic airport lounge visits/year (max 2/quarter)
Network
CategoryEntry
Card typeRetail
Key features
- Up to 5 Reward Points per Rs.100 on Grocery, Departmental Stores & Contactless; 1 RP/Rs.100 on Insurance, Utility & Telecom; 15% off at partner merchants; monthly BOGO movie tickets; fuel surcharge waiver
- 8 complimentary domestic airport lounge visits/year (max 2/quarter)
- Brand vouchers worth Rs.1,000 or 4,000 Reward Points on activation & first transaction within 30 days