← Back to cards
Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards1 Reward Point per Rs.100 retail (base); customizable add-on features e.g. up to 5% cashback (max Rs.1,000/30 days) on selected categories by paying a feature fee
Lounge accessUp to 2 domestic airport lounge visits per quarter (feature-based)
Network
CategoryEntry
Card typeRetail
Key features
- 1 Reward Point per Rs.100 retail (base); customizable add-on features e.g. up to 5% cashback (max Rs.1,000/30 days) on selected categories by paying a feature fee
- Up to 2 domestic airport lounge visits per quarter (feature-based)