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Prathama

by AU Small Finance Bank · · Entry · Retail
lounge access
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Fees & charges

Joining fee₹100
Annual fee₹100
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee

Rewards & Lounge access

RewardsMilestone Reward Points via AU Rewardz on shopping, dining, movies, bill payments & everyday spends; 1% fuel surcharge waiver (max Rs.100/month)
Lounge accessComplimentary domestic airport lounge on Rs.20,000 spend per calendar quarter (AU program default)
Network
CategoryEntry
Card typeRetail

Key features

  • Milestone Reward Points via AU Rewardz on shopping, dining, movies, bill payments & everyday spends; 1% fuel surcharge waiver (max Rs.100/month)
  • Complimentary domestic airport lounge on Rs.20,000 spend per calendar quarter (AU program default)