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Fees & charges
Joining fee₹249
Annual fee₹249
Fee waiverNo fee waiver
Forex markup3.49%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn, minimum Rs.500 (plus finance charges from withdrawal date)
Late payment fee—
Rewards & Lounge access
Rewards1.5% cashback on POS retail; 2X Reward Points on online card usage
Lounge access8 railway lounge visits/year (max 2/quarter); complimentary domestic airport lounge on Rs.20,000/quarter spend
Network
CategoryMid-tier
Card typeRetail
Key features
- 1.5% cashback on POS retail; 2X Reward Points on online card usage
- 8 railway lounge visits/year (max 2/quarter); complimentary domestic airport lounge on Rs.20,000/quarter spend
- 10,000 bonus Reward Points on spending Rs.1 lakh within 60 days of issuance