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Fees & charges
Joining fee₹500
Annual fee₹500
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (55.55% p.a.)
Cash advance fee2.5% (Min. INR 500) of the cash amount; 2% (Min. INR 300) of the cash amount for OLYMPUS Credit Card
Late payment feeAll other Credit Cards: Nil if total payment due is up to INR 500; INR 500 if between INR 501 and INR 5,000; INR 750 if between INR 5,001 and INR 10,000; INR 1,200 if greater than INR 10,000. OLYMPUS Credit Card: INR 100 if total payment due is greater than INR 2,000. Waived for BURGUNDY PRIVATE Credit Card and PRIMUS Credit Card
Rewards & Lounge access
Rewards7.5% cashback on Myntra (cap INR 4,000/quarter); 5% cashback on Flipkart and Cleartrip (cap INR 4,000/quarter/merchant); 4% on preferred merchants; 1% on other eligible spends
Lounge accessNo complimentary lounge access (effective 20th June 2025)
NetworkMastercard
CategoryMid-tier
Card typeRetail
Key features
- 7.5% cashback on Myntra (cap INR 4,000/quarter); 5% cashback on Flipkart and Cleartrip (cap INR 4,000/quarter/merchant); 4% on preferred merchants; 1% on other eligible spends
- No complimentary lounge access (effective 20th June 2025)
- Flipkart voucher worth INR 250 (paid cards); Swiggy 50% off up to INR 100 for first-time users; 15% cashback up to INR 500 on first Myntra transaction