← Back to cards
Fees & charges
Joining fee₹3,000
Annual fee₹3,000
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (55.55% p.a.)
Cash advance fee2.5% (Min. INR 500) of the cash amount; 2% (Min. INR 300) of the cash amount for OLYMPUS Credit Card
Late payment feeAll other Credit Cards: Nil if total payment due is up to INR 500; INR 500 if between INR 501 and INR 5,000; INR 750 if between INR 5,001 and INR 10,000; INR 1,200 if greater than INR 10,000. OLYMPUS Credit Card: INR 100 if total payment due is greater than INR 2,000. Waived for BURGUNDY PRIVATE Credit Card and PRIMUS Credit Card
Rewards & Lounge access
Rewards10 EDGE Reward Points per INR 200 spent; 2X (per INR 200) on retail shopping; additional 10,000 EDGE points (worth INR 2,000) on spends of INR 2.5 lakh in a card anniversary year
Lounge access2 complimentary domestic lounge visits per quarter (on INR 50,000 spends in last 3 months); complimentary Priority Pass membership with 6 international visits per year (additional 6 on spends over INR 3 lakh)
NetworkVisa
CategoryPremium
Card typeRetail
Key features
- 10 EDGE Reward Points per INR 200 spent; 2X (per INR 200) on retail shopping; additional 10,000 EDGE points (worth INR 2,000) on spends of INR 2.5 lakh in a card anniversary year
- 2 complimentary domestic lounge visits per quarter (on INR 50,000 spends in last 3 months); complimentary Priority Pass membership with 6 international visits per year (additional 6 on spends over INR 3 lakh)
- 10,000 EDGE Reward Points worth INR 2,000 on first card transaction