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Varunah Plus

by Bank of Baroda · RuPay · Mid-tier · Retail
mid tierlounge accesslow forexUPI
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Fees & charges

Joining fee₹1,499
Annual fee₹1,499
Fee waiverNo fee waiver
Forex markup2.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.50% of the withdrawn amount or Rs.500 whichever is higher
Late payment fee
Less than Rs.100NIL
Rs.100 to Rs.500Rs.100
Rs.501 to Rs.1,000Rs.400
Rs.1,001 to Rs.10,000Rs.750
Rs.10,001 to Rs.25,000Rs.950
Rs.25,001 to Rs.50,000Rs.1100
More than Rs.50,000Rs.1300

Rewards & Lounge access

Rewards5X Rewards i.e. 15 Reward Points per ₹100 on Travel, Online, Dining & International spends (Varunah Premium tier); reward points redeemable as cashback
Lounge accessComplimentary access at domestic airport lounges
NetworkRuPay
CategoryMid-tier
Card typeRetail

Key features

  • 5X Rewards i.e. 15 Reward Points per ₹100 on Travel, Online, Dining & International spends (Varunah Premium tier); reward points redeemable as cashback
  • Complimentary access at domestic airport lounges
  • 500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance