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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup1%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of amount withdrawn or Rs. 500 whichever is higher (Not applicable for Wave Credit Card)
Late payment fee
| Total Amount Due Rs. 0-250 | Rs. 0 |
| Rs. 251-1000 | Rs. 250 |
| Rs. 1001-5000 | Rs. 500 |
| Rs. 5001-25000 | Rs. 1,000 |
| Rs. 25001 & above | Rs. 1,250 (w.e.f. 20th August 2024) |
Rewards & Lounge access
Rewards5X reward points on the top-2 monthly spend categories; points credited instantly and never expire
Lounge accessNot applicable
NetworkVisa
CategoryMid-tier
Card typeRetail
Key features
- 5X reward points on the top-2 monthly spend categories; points credited instantly and never expire