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Emirates Skywards ICICI Bank Rubyx Credit Card
by ICICI · American Express · Mid-tier · Retail
Fees & charges
Joining fee₹1,000
Annual fee₹1,000
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the advance amount, subject to a minimum of ₹500
Late payment fee
| Less than Rs.100 | None |
| Between Rs.100-Rs.500 | Rs.100 |
| Between Rs.501-Rs.1,000 | Rs.500 |
| Between Rs.1,001-Rs.5,000 | Rs.600 |
| Between Rs.5,001-Rs.10,000 | Rs.750 |
| Between Rs.10,001-Rs.25,000 | Rs.900 |
| Between Rs.25,001-Rs.50,000 | Rs.1,100 |
| More than Rs.50,000 | Rs.1,300 (excluding ICICI Bank Emeralde Private Metal Credit Card) |
Rewards & Lounge access
Rewards1 Emirates Skywards mile per Rs.100 on international and domestic spend
Lounge access1 domestic lounge visit/quarter on Rs.75,000+ spend in the previous quarter
NetworkAmerican Express
CategoryMid-tier
Card typeRetail
Key features
- 1 Emirates Skywards mile per Rs.100 on international and domestic spend
- 1 domestic lounge visit/quarter on Rs.75,000+ spend in the previous quarter