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ICICI Bank Emeralde Credit Card
by ICICI · Mastercard / American Express · Super Premium · Retail
Fees & charges
Joining fee₹12,000
Annual fee₹12,000
Fee waiverNo fee waiver
Forex markup2%
Finance charge3.75% p.m. (45% p.a.)
Cash advance feeNil — no cash advance fee
Late payment fee
| Less than Rs.100 | None |
| Between Rs.100-Rs.500 | Rs.100 |
| Between Rs.501-Rs.1,000 | Rs.500 |
| Between Rs.1,001-Rs.5,000 | Rs.600 |
| Between Rs.5,001-Rs.10,000 | Rs.750 |
| Between Rs.10,001-Rs.25,000 | Rs.900 |
| Between Rs.25,001-Rs.50,000 | Rs.1,100 |
| More than Rs.50,000 | Rs.1,300 (excluding ICICI Bank Emeralde Private Metal Credit Card) |
Rewards & Lounge access
Rewards4 points per Rs.100 on domestic and international spend, 1 point per Rs.100 on utility/insurance spend
Lounge accessUnlimited international and domestic airport lounge access for primary cardholder; new applicants get Priority Pass (1,400+ lounges in 145+ countries)
NetworkMastercard / American Express
CategorySuper Premium
Card typeRetail
Key features
- 4 points per Rs.100 on domestic and international spend, 1 point per Rs.100 on utility/insurance spend
- Unlimited international and domestic airport lounge access for primary cardholder; new applicants get Priority Pass (1,400+ lounges in 145+ countries)
- TATA CLiQ shopping voucher worth Rs.5,000 (American Express variant, on birthday)