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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the advance amount, subject to a minimum of ₹500
Late payment fee
| Less than Rs.100 | None |
| Between Rs.100-Rs.500 | Rs.100 |
| Between Rs.501-Rs.1,000 | Rs.500 |
| Between Rs.1,001-Rs.5,000 | Rs.600 |
| Between Rs.5,001-Rs.10,000 | Rs.750 |
| Between Rs.10,001-Rs.25,000 | Rs.900 |
| Between Rs.25,001-Rs.50,000 | Rs.1,100 |
| More than Rs.50,000 | Rs.1,300 (excluding ICICI Bank Emeralde Private Metal Credit Card) |
Rewards & Lounge access
Rewards1 point per Rs.100 spent and 5 accelerated points per Rs.100 at grocery/department stores and CSD canteens (max 1,000 points/month)
Lounge access1 airport lounge visit/quarter on Rs.75,000+ quarterly spend
NetworkRuPay
CategoryEntry
Card typeRetail
Key features
- 1 point per Rs.100 spent and 5 accelerated points per Rs.100 at grocery/department stores and CSD canteens (max 1,000 points/month)
- 1 airport lounge visit/quarter on Rs.75,000+ quarterly spend