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Fees & charges
Joining fee₹5,000
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup1.8%
Finance charge3.95% p.m. (47.4% p.a.)
Cash advance fee2.5% of the advance amount subject to a minimum of Rs.300
Late payment feeUp to Rs.100 - Nil; Rs.101-Rs.500 - Rs.100; Rs.501-Rs.1000 - Rs.350; Rs.1001-Rs.10000 - Rs.550; Above Rs.10000 - Rs.700 (w.e.f. 1st Dec 2012)
Rewards & Lounge access
Rewards1 reward point per Rs.100 on weekdays, 2 per Rs.100 on weekends; 1 RP = Rs.0.50 cash credit; no expiry, no earning cap
Lounge accessPriority Pass membership (1,400+ lounges worldwide); a usage fee of USD 35 per person per visit applies each visit
NetworkVisa
CategoryPremium
Card typeRetail
Key features
- 1 reward point per Rs.100 on weekdays, 2 per Rs.100 on weekends; 1 RP = Rs.0.50 cash credit; no expiry, no earning cap
- Priority Pass membership (1,400+ lounges worldwide); a usage fee of USD 35 per person per visit applies each visit