← Back to cards
Fees & charges
Joining fee₹250
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup2%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee₹100 per instance
Late payment fee
| <=₹100 | ₹0 |
| >₹100-₹500 | ₹100 |
| >₹500-₹1000 | ₹500 |
| >₹1000-₹5000 | ₹600 |
| >₹5,000-₹10,000 | ₹750 |
| >₹10,000-₹25,000 | ₹900 |
| >₹25,000-₹50,000 | ₹1,100 |
| >₹50,000 | ₹1,300 |
Rewards & Lounge access
Rewards
Lounge accessNot applicable
NetworkVisa
CategoryEntry
Card typeRetail
Key features
- Lifetime-free credit card option