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Kotak Air Credit Card

by Kotak · Visa · Mid-tier · Retail
mid tiertravellounge accesslow forex
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Fees & charges

Joining fee₹999
Annual fee₹999
Fee waiverNo fee waiver
Forex markup2%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the advance amount, subject to a minimum of ₹500
Late payment fee
<=₹100₹0
>₹100-₹500₹100
>₹500-₹1000₹500
>₹1000-₹5000₹600
>₹5,000-₹10,000₹750
>₹10,000-₹25,000₹900
>₹25,000-₹50,000₹1,100
>₹50,000₹1,300

Rewards & Lounge access

Rewards3 Air Miles per Rs.100 on travel spends; unlimited 1 Air Mile per Rs.100 on other purchases
Lounge access4 complimentary domestic lounge visits annually
NetworkVisa
CategoryMid-tier
Card typeRetail

Key features

  • 3 Air Miles per Rs.100 on travel spends; unlimited 1 Air Mile per Rs.100 on other purchases
  • 4 complimentary domestic lounge visits annually
  • 1,000 bonus Air Miles as welcome and renewal benefit