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Kotak BIZ

by Kotak · Visa · Entry · Business
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Fees & charges

Joining fee₹299
Annual fee₹499
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of the advance amount, subject to a minimum of ₹500
Late payment fee
<=₹100₹0
>₹100-₹500₹100
>₹500-₹1000₹500
>₹1000-₹5000₹600
>₹5,000-₹10,000₹750
>₹10,000-₹25,000₹900
>₹25,000-₹50,000₹1,100
>₹50,000₹1,300

Rewards & Lounge access

RewardsUp to 4 Reward Points per Rs.100 spent; comprehensive insurance programme worth Rs.50K
Lounge accessNot applicable
NetworkVisa
CategoryEntry
Card typeBusiness

Key features

  • Up to 4 Reward Points per Rs.100 spent; comprehensive insurance programme worth Rs.50K