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Fees & charges
Joining fee₹5,000
Annual fee₹5,000
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards2 RP per INR 100 base; 20 RP per INR 100 on international purchases and weekend dining (capped 2,000 pts/month each); milestone bonuses at INR 3L/5L/8L
Lounge access2 complimentary domestic lounge visits per quarter with INR 35,000+ prior-quarter spend; international lounges at USD 35 per visit
NetworkMastercard
CategoryPremium
Card typeRetail
Key features
- 2 RP per INR 100 base; 20 RP per INR 100 on international purchases and weekend dining (capped 2,000 pts/month each); milestone bonuses at INR 3L/5L/8L
- 2 complimentary domestic lounge visits per quarter with INR 35,000+ prior-quarter spend; international lounges at USD 35 per visit
- 20,000 bonus reward points