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Fees & charges
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards5 RP per INR 100 domestic; 10 RP per INR 100 international; milestone vouchers worth INR 8,000 on INR 8 lakh annual spend
Lounge access2 complimentary domestic lounge visits per quarter; Priority Pass with 6 annual international visits plus bonus on INR 1,00,000+ monthly spend
NetworkMastercard
CategorySuper Premium
Card typeRetail
Key features
- 5 RP per INR 100 domestic; 10 RP per INR 100 international; milestone vouchers worth INR 8,000 on INR 8 lakh annual spend
- 2 complimentary domestic lounge visits per quarter; Priority Pass with 6 annual international visits plus bonus on INR 1,00,000+ monthly spend
- 28,000 bonus reward points (for non-Insignia Banking customers)