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Fees & charges
Joining fee₹4,999
Annual fee₹4,999
Fee waiverNo fee waiver
Forex markup3.5%
Finance charge3.99% p.m. (47.88% p.a.)
Cash advance fee2.5% of the cash amount withdrawn (Minimum INR 500)
Late payment fee12.5% of Total Outstanding Amount, Min INR 5 / Max INR 1,300
Rewards & Lounge access
Rewards2 RP per INR 100 base; 10x points on dining and international purchases; milestone bonuses at INR 3L and INR 5L
Lounge access8 complimentary domestic lounge visits annually (max 2 per quarter) with INR 35,000+ prior-quarter spend
NetworkVisa / Mastercard
CategoryPremium
Card typeRetail
Key features
- 2 RP per INR 100 base; 10x points on dining and international purchases; milestone bonuses at INR 3L and INR 5L
- 8 complimentary domestic lounge visits annually (max 2 per quarter) with INR 35,000+ prior-quarter spend
- 20,000 Reward points on annual fee payment and INR 2,000 spend within 30 days