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Fees & charges
Joining fee₹1,499
Annual fee₹1,499
Fee waiverNo fee waiver
Forex markup1.99%
Finance charge3.75% p.m. (45% p.a.)
Cash advance fee2.5% of transaction amount (subject to a minimum of Rs.500) for both domestic and international ATMs
Late payment feeNil for Rs.0-Rs.100; Rs.100 for >Rs.100 & up to Rs.500; Rs.500 for >Rs.500 & up to Rs.1,000; Rs.750 for >Rs.1,000 & up to Rs.10,000; Rs.950 for >Rs.10,000 & up to Rs.25,000; Rs.1,100 for >Rs.25,000 & up to Rs.50,000; Rs.1,300 for >Rs.50,000. Additional Rs.100 levied on missing MAD by due date for two consecutive cycles.
Rewards & Lounge access
RewardsUp to 10% rewards as NeuCoins; up to 5% on bill payments via Tata Neu; up to 1.5% NeuCoins on UPI transactions (RuPay variant)
Lounge access8 complimentary domestic lounge visits/year (2/quarter), based on Rs.75,000 spend in previous quarter
NetworkVisa/RuPay
CategoryPremium
Card typeRetail
Key features
- Up to 10% rewards as NeuCoins; up to 5% on bill payments via Tata Neu; up to 1.5% NeuCoins on UPI transactions (RuPay variant)
- 8 complimentary domestic lounge visits/year (2/quarter), based on Rs.75,000 spend in previous quarter
- 1,499 NeuCoins as welcome benefit