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Fees & charges
Joining feeLifetime free
Annual fee₹499
Fee waiverNo fee waiver
Forex markup0%
Finance charge3.5% p.m. (42% p.a.)
Cash advance fee2.5% of the ATM withdrawal amount
Late payment feeTiered by Total Amount Due: Less than ₹100 = None; ₹100-₹500 = ₹100; ₹501-₹5,000 = ₹500; ₹5,001-₹10,000 = ₹600; ₹10,001-₹25,000 = ₹750; ₹25,001-₹50,000 = ₹950; more than ₹50,000 = ₹1,000
Rewards & Lounge access
RewardsUp to 1.5% cashback on online spends (FD above Rs.10,000); 1% cashback on offline spends and UPI transactions above Rs.2,000; credited as Cash Point (1 = Rs.1), capped 500/day and 3,000/month
Lounge accessNot applicable
NetworkRuPay
CategoryEntry
Card typeSecured
Key features
- Up to 1.5% cashback on online spends (FD above Rs.10,000); 1% cashback on offline spends and UPI transactions above Rs.2,000; credited as Cash Point (1 = Rs.1), capped 500/day and 3,000/month