Card Gyani ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle information in connection with your use of cardgyani.com (the "Site").
Card Gyani is a credit card comparison platform for Indian consumers. We are not a bank, credit card issuer, or financial advisor. We display publicly available information from bank MITC documents to help you compare credit cards. Contact: Rajkumar Desai — cardgyani@gmail.com
Card Gyani does not require registration, login, or account creation. We do not collect your name, email address, phone number, credit card details, bank account information, income details, or any other personally identifiable information (PII) through this Site. We do not use forms that submit data to us directly.
Like most websites, our Site may collect certain technical data automatically when you visit, including:
This data is collected through Google Analytics 4 (GTM-5FL9KCTM) and Google Tag Manager. We use this data in aggregate, anonymised form to improve the Site. We do not link this data to any personal identity.
We use essential cookies and analytics cookies. Essential cookies are necessary for the Site to function (e.g. language preference stored in localStorage). Analytics cookies (via Google Analytics) help us understand usage patterns. We do not use advertising cookies on behalf of third parties. By continuing to use the Site, you consent to the use of these cookies. You may disable cookies in your browser settings; this will not affect your ability to compare cards on the Site.
The Site contains links to third-party bank websites and affiliate partner links (apply links for credit cards). When you click an "Apply Now" link, you leave the Site and are subject to the bank's or partner's own privacy policy. Card Gyani does not control and is not responsible for the privacy practices of any third-party website. We may earn a referral fee when you apply for a card through these links, at no additional cost to you.
We use Google Analytics 4 and Google Tag Manager to understand how visitors use the Site. Google may collect anonymised usage data. Google's privacy policy is available at https://policies.google.com/privacy. You may opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Since we do not collect personal information directly, we do not store or process any personal data on our own servers. Analytics data collected by Google is retained as per Google's data retention settings (typically 14 months).
This Site is not directed at children under the age of 18. We do not knowingly collect personal data from minors.
If you are an Indian resident, you have rights under the Digital Personal Data Protection Act, 2023 (DPDPA) and the Information Technology Act, 2000. Since we do not collect your personal data directly, most DPDPA obligations relating to consent, correction, and erasure do not apply to your use of this Site. If you have any concerns about data that Google or our analytics providers may hold, please contact them directly or use their opt-out tools.
We may update this Privacy Policy from time to time. When we do, we will update the effective date at the top of this page. We encourage you to review this page periodically. Continued use of the Site after any changes constitutes your acceptance of the updated policy.
If you have questions or concerns about this Privacy Policy, please contact: